SBA: Economic Injury Disaster Loan (EIDL).  CARES Act made revisions to this pre-existing SBA loan program which was designed to help small businesses recover from substantial economic injuries due to declared disasters. Loans are processed directly through SBA, although it may eventually extend authority to other lenders due to high demand. Maximum loan amount is $2 million with maximum term of 30 years and a lower fixed interest rate for nonprofits at 2.75%.